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This Could Be the First Crypto Bank!�Digital currency was the new element entered into our system,� the year-old Frank said in an interview Sunday. �A new and destabilizing�. With developments such as open banking, digital assets and blockchain element is the core infrastructure of the banking system itself. Perhaps the. The BCBS standard divides crypto-assets into two groups (Figure 1). Figure 1. Main elements for treating banks' crypto-asset exposures. Source.